Imprint

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Imprint

This imprint serves both this website and my XING, LinkedIn and Instagram pages.

Information in accordance with Section 5 TMG

Dirk Bengen
BENGEN – Strategic Financial and Succession Planning
Am Wall 137–139,
28195 Bremen

Telephone: 0421 98 99 86 90
Fax: 0421 98 99 86 99
Email: db@dirk-bengen.de

Responsible for the content (according to Section 55 Para. 2 RStV):

Dirk Bengen
Am Wall 137 – 139
28195 Bremen

Concept and design of the website:

Technical implementation of the website:

Sales tax ID:

Sales tax identification number according to Section 27a of the Sales Tax Act: DE330090090

Photo rights:

Unsplash.com
Slider: Maarten van den Heuvel, Cynthia Magana, Alexis Antoine, Nil Castellvi, Valentin Betancur, Jan de Vries
Services : Private recordings of the Bremen town hall
Wealth reporting : Artem Beliaikin
Success stories : Nil Castellvi, Ian Keefe, Pixasquare, istock, Aleksandra Boguslawska
Financial KnowledgeBlog : Maarten van den Heuvel, Deniz Altindas, Cynthia Magana, Alexis Antoine, Valentin Betancur, Jan de Vries, Adrianna van Groningen, Bobby Burch, Jon Tyson, Jan de Keijzer, Dovile Ramoskaite

Note in accordance with the Online Dispute Resolution Regulation

Under applicable law, we are required to inform consumers of the existence of the European Online Dispute Resolution Platform, which can be used to resolve disputes without the need to go to court. The European Commission is responsible for setting up the platform. The European online dispute resolution platform can be found here: http://ec.europa.eu/odr .

Our email is: db@dirk-bengen.de

However, we would like to point out that we are not prepared to participate in the dispute resolution process within the framework of the European online dispute resolution platform. To contact us, please use our email and telephone number above. 

Disclaimer – legal information

§1 Warning regarding content
The free and freely accessible content of this website was created with the greatest possible care. However, the provider of this website assumes no liability for the accuracy and topicality of the free and freely accessible journalistic advice and news provided. Contributions marked by name reflect the opinion of the respective author and not always the opinion of the provider. Simply by accessing the free and freely accessible content, no contractual relationship is created between the user and the provider; in this respect, the provider has no desire to be legally bound.

§2 External links
This website contains links to third-party websites (“external links”). These websites are the responsibility of the respective operators. When the external links were first linked, the provider checked the external content to see whether there were any legal violations. At the time, no legal violations were apparent. The provider has no influence on the current and future design or content of the linked pages. Setting external links does not mean that the provider adopts the content behind the reference or link as its own. It is unreasonable for the provider to constantly monitor external links without concrete evidence of legal violations. However, if we become aware of legal violations, such external links will be deleted immediately.

§3 Copyright and ancillary copyrights
The content published on this website is subject to German copyright and ancillary copyright law. Any use not permitted by German copyright and ancillary copyright law requires the prior written consent of the provider or respective rights holder. This applies in particular to the reproduction, editing, translation, storage, processing or reproduction of content in databases or other electronic media and systems. Contents and rights of third parties are marked as such. The unauthorized reproduction or distribution of individual content or entire pages is not permitted and is punishable by law. Only the production of copies and downloads for personal, private and non-commercial use is permitted.

The display of this website in external frames is only permitted with written permission.

§4 Special conditions of use
If special conditions for individual uses of this website deviate from the aforementioned paragraphs, this will be expressly pointed out at the appropriate point. In this case, the special terms of use apply in each individual case.

Source: Imprint sample from JuraForum.de

Data protection

This data protection declaration applies to the Internet offering of BENGEN - Strategic Finance and Succession Planning (hereinafter also "we") under the domain https://www.dirk-bengen.de as well as Dirk Bengen's social media accounts at XING, LinkedIn and Instagram. It does not apply to other Internet offerings to which we simply refer via a link.

We appreciate your visit to our website. Maintaining banking secrecy and data protection law is of paramount importance for BENGEN – Strategic Financial and Succession Planning. In all of our business processes, we attach great importance to ensuring that your right to informational self-determination and the protection of your privacy are respected. We protect your personal data by using applications with high security standards. In addition, all employees of BENGEN – Strategic Financial and Succession Planning are committed to banking and data secrecy. We treat your personal and individual data confidentially and in accordance with the statutory data protection regulations and this data protection declaration.

In order to increase the attractiveness of our website, we continually improve the functions and services of the site. Safety is our top priority. When you use our website, you trust us with your personal data. We value this trust. That's why we handle your data particularly carefully.

Here you will find information about how we handle your personal data when you visit our website. In order to provide the functions and services of our website, it is necessary for us to collect personal data about you. Below we explain what data we collect about you, why this is necessary and what rights you have in relation to your data.

Name and contact details of the person responsible

Our responsible party (hereinafter “responsible person”) within the meaning of Art. 4 No. 7 GDPR is: Dirk Bengen (BENGEN – Strategic Financial and Succession Planning) Am Wall 137–139, 28195 Bremen, Germany Tel.: 0421 98 99 86 90 Fax: 0421 – 98 99 86 99
E-mail address: db @dirk-bengen.de

Types of data, purposes of processing and categories of data subjects

Below we will inform you about the type, scope and purpose of the collection, processing and use of personal data.

1. Types of data we process

Usage data (access times, websites visited, etc.), inventory data (name, address, etc.), contact data (telephone number, email, fax, etc.), payment data (bank details, account details, payment history, etc.), Contract data (subject of the contract, term, etc.), communication data (IP address, etc.),

2. Purposes of processing in accordance with Art. 13 Para. 1 c) GDPR

Processing of contracts, purposes of evidence/preservation of evidence, optimizing the website technically and economically, enabling easy access to the website, fulfilling contractual obligations, contacting us in the event of legal complaints from third parties, fulfilling legal retention obligations, Optimization and statistical evaluation of our services, improving user experience, making the website user-friendly, customer service and customer care, processing contact requests, providing websites with functions and content, security measures, uninterrupted, secure operation of our website,

3. Categories of data subjects according to Art. 13 Paragraph 1 e) GDPR

Visitors/users of the website, customers, suppliers, interested parties. The persons affected are collectively referred to as “users”.

Legal basis for processing personal data

Below we inform you about the legal basis for processing personal data:

  • If we have obtained your consent for the processing of personal data, Art. 6 Paragraph 1 Sentence 1 Letter a) GDPR is the legal basis.
  • If the processing is necessary to fulfill a contract or to carry out pre-contractual measures at your request, Art. 6 Para. 1 Sentence 1 Letter b) GDPR is the legal basis.
  • If processing is necessary to fulfill a legal obligation to which we are subject (e.g. statutory retention obligations), Art. 6 Para. 1 Sentence 1 Letter c) GDPR is the legal basis.
  • If the processing is necessary to protect the vital interests of the data subject or another natural person, Art. 6 Paragraph 1 Sentence 1 Letter d) GDPR is the legal basis.
  • If the processing is necessary to protect our or a third party's legitimate interests and your interests or fundamental rights and freedoms do not outweigh this, Art. 6 Paragraph 1 Sentence 1 Letter f) GDPR is the legal basis.

Transfer of personal data to third parties and processors

As a general rule, we do not pass on any data to third parties without your consent. If this is the case, then the transfer takes place on the basis of the aforementioned legal bases, for example when transferring data to online payment providers to fulfill the contract or due to a court order or due to a legal obligation to release the data for the purpose of criminal prosecution or to avert danger or to enforce intellectual property rights. We also use contract processors (external service providers, e.g. for web hosting of our websites and databases) to process your data. If data is passed on to the processor as part of an order processing agreement, this is always done in accordance with Art. 28 GDPR. We carefully select our processors, check them regularly and have been granted the right to issue instructions regarding the data. In addition, the processors must have taken appropriate technical and organizational measures and comply with the data protection regulations in accordance with the new version of the BDSG and the GDPR.

Data transfer to third countries

The adoption of the European General Data Protection Regulation (GDPR) created a uniform basis for data protection in Europe. Your data will therefore primarily be processed by companies to which GDPR applies. If the processing takes place by third-party services outside the European Union or the European Economic Area, they must meet the special requirements of Art. 44 ff. GDPR. This means that the processing takes place on the basis of special guarantees, such as the determination of a data protection level that corresponds to the EU officially recognized by the EU Commission or compliance with officially recognized special contractual obligations, the so-called “standard contractual clauses”. For US companies, submission to the so-called “Privacy Shield”, the data protection agreement between the EU and the USA, meets these requirements.

Deletion of data and storage period

Unless expressly stated in this data protection declaration, your personal data will be deleted or blocked as soon as the consent given to the processing is revoked by you or the purpose for storage no longer applies or the data is no longer required for the purpose, unless further Retention is necessary for evidentiary purposes or is contrary to legal retention requirements. This includes, for example, commercial law retention obligations for business letters in accordance with Section 257 Paragraph 1 of the German Commercial Code (6 years) and tax law retention obligations for receipts in accordance with Section 147 Paragraph 1 AO (10 years). When the prescribed retention period expires, your data will be blocked or deleted, unless storage is still necessary to conclude a contract or to fulfill the contract.

Existence of automated decision making

We do not use automatic decision-making or profiling.

Provision of our website and creation of log files

  1. If you only use our website for information purposes (i.e. no registration or any other transmission of information), we only collect the personal data that your browser transmits to our server. If you would like to view our website, we collect the following data:
    • IP address.
    • The user's Internet service provider.
    • Date and time of retrieval.
    • Browser type.
    • Language and browser version.
    • Content of the retrieval.
    • Time zone.
    • Access status/HTTP status code.
    • Amount of data.
    • Websites from which the request comes.

This data will not be stored together with your other personal data.

    1. This data serves the purpose of delivering our website to you in a user-friendly, functional and secure manner with functions and content as well as its optimization and statistical evaluation.
    2. The legal basis for this is our legitimate interest in data processing for the above purposes in accordance with Article 6 Paragraph 1 Sentence 1 Letter f) GDPR.
    3. For security reasons, we store this data in server log files for a storage period of 185 days. After this period has expired, they will be automatically deleted unless we need them to be retained for evidence purposes in the event of attacks on the server infrastructure or other legal violations.

Cookies

We use so-called cookies when you visit our website. Cookies are small text files that your Internet browser places and saves on your computer. When you visit our website again, these cookies provide information to automatically recognize you. Cookies also include so-called “user IDs”, where user information is stored using pseudonymized profiles. When you access our website, we will inform you by referring to our data protection declaration about the use of cookies for the aforementioned purposes and how you can object to them or prevent them from being stored (“opt-out”).

A distinction is made between the following types of cookies:

Necessary, essential cookies: Essential cookies are cookies that are absolutely necessary for the operation of the website in order to store certain functions of the website such as logins, shopping cart or user input, for example regarding the language of the website.

Session cookies: Session cookies are required to recognize multiple uses of an offer by the same user (e.g. if you have logged in to determine your login status). When you visit our site again, these cookies provide information to automatically recognize you. The information obtained in this way is used to optimize our offers and to give you easier access to our site. If you close the browser or log out, the session cookies will be deleted.

Persistent cookies: These cookies remain stored even after the browser is closed. They are used to store the login, measure reach and for marketing purposes. These are automatically deleted after a specified period of time, which may differ depending on the cookie. You can delete cookies at any time in your browser's security settings.

Third-party cookies (third-party cookies, especially from advertisers): According to your wishes, you can configure your browser settings and e.g. B. Decline to accept third-party cookies or all cookies. However, we would like to point out that you may then not be able to use all of the functions of this website. Read more about these cookies in the respective data protection declarations of the third-party providers.

Data categories: User data, cookies, user ID (including the pages visited, device information, access times and IP addresses).

Purposes of processing: The information obtained in this way serves the purpose of technically and economically optimizing our web offerings and enabling you to access our website more easily and securely.

Legal basis: If we process your personal data using cookies based on your consent (“opt-in”), then Art. 6 Paragraph 1 Sentence 1 Letter a) GDPR is the legal basis. Otherwise, we have a legitimate interest in the effective functionality, improvement and economic operation of the website, so that in this case Art. 6 Paragraph 1 Sentence 1 Letter f) GDPR is the legal basis. The legal basis is also Article 6 Paragraph 1 Sentence 1 Letter b) GDPR if the cookies are set to initiate a contract, for example when placing orders.

Storage period/deletion: The data will be deleted as soon as it is no longer required to achieve the purpose for which it was collected. If the data is collected to provide the website, this is the case when the respective session has ended. Cookies are otherwise stored on your computer and transmitted from it to our site. Therefore, as a user, you also have full control over the use of cookies. By changing the settings in your internet browser, you can deactivate or restrict the transmission of cookies. Cookies that have already been saved can be deleted at any time. This can also be done automatically. If cookies are deactivated for our website, it may no longer be possible to fully use all functions of the website.

Here you can find information about deleting cookies by browser:

Chrome: https://support.google.com/chrome/answer/95647

Safari: https://support.apple.com/de-at/guide/safari/sfri11471/ mac

Firefox: https://support.mozilla.org/de/kb/cookies-und-website-daten-in-firefox-loschen

Internet Explorer: https://support.microsoft.com/de-at/help/17442 /windows-internet-explorer-delete-manage-cookies

Microsoft Edge: https://support.microsoft.com/de-at/help/4027947/windows-delete-cookies 

Objection and “opt-out”:  You can generally prevent cookies from being stored on your hard drive, regardless of consent or legal permission, by selecting “do not accept cookies” in your browser settings. However, this can result in a functional restriction of our offers. You can opt out of the use of third-party cookies for advertising purposes via a so-called “opt-out” via this American website ( https://optout.aboutads.info ) or this European website ( http://www.youronlinechoices.com/de /preference management/ ). 

 

Processing of contracts

  1. We process inventory data (e.g. company, title/academic degree, names and addresses as well as contact details of users, email), contract data (e.g. services used, names of contact persons) and payment data (e.g. bank details, payment history) in order to fulfill our contractual obligations (Knowing who the contractual partner is; justification, content and execution of the contract; checking the plausibility of the data) and services (e.g. contacting customer service) in accordance with Article 6 Paragraph 1 Sentence 1 Letter b) GDPR. The entries marked as mandatory in online forms are required for the conclusion of the contract.
  2. In principle, this data will not be passed on to third parties unless it is necessary to pursue our claims (e.g. handing over to a lawyer for debt collection) or to fulfill the contract (e.g. handing over the data to payment providers) or there is a legal obligation to do so in accordance with Art . 6 Paragraph 1 Sentence 1 Letter c) GDPR.
  3. We can also process the data you provide to inform you about other interesting products from our portfolio or to send you emails with technical information.
  4. The data will be deleted as soon as it is no longer necessary to achieve the purpose for which it was collected. This is the case for the inventory and contract data if the data is no longer required for the execution of the contract and no claims can be asserted from the contract because they have expired (warranty: two years/standard limitation: three years ). Due to commercial and tax law requirements, we are obliged to store your address, payment and order data for a period of ten years. However, if the contract is terminated after three years, we will restrict processing, meaning your data will only be used to comply with legal obligations. Information in the user account remains until it is deleted.

Contact us via contact form / email / fax / post

  1. When you contact us via contact form, fax, post or email, your details will be processed for the purpose of processing the contact request.
  2. The legal basis for processing the data, if you have given your consent, is Article 6 Paragraph 1 Sentence 1 Letter a) GDPR. The legal basis for the processing of data transmitted in the course of a contact request or email, letter or fax is Article 6 Paragraph 1 Sentence 1 Letter f) GDPR. The person responsible has a legitimate interest in processing and storing the data in order to be able to answer user inquiries, to preserve evidence for liability reasons and, if necessary, to be able to fulfill his legal retention obligations for business letters. If the contact is aimed at concluding a contract, the additional legal basis for the processing is Article 6 Paragraph 1 Sentence 1 Letter b) GDPR.
  3. We may store your information and contact request in our customer relationship management system (“CRM system”) or a comparable system.
  4. The data will be deleted as soon as it is no longer necessary to achieve the purpose for which it was collected. For the personal data from the input mask of the contact form and those that were sent by email, this is the case when the respective conversation with you has ended. The conversation ends when it can be seen from the circumstances that the matter in question has been finally clarified. We store inquiries from users who have an account or contract with us for a period of two years after termination of the contract. In the case of legal archiving obligations, deletion takes place after their expiry: end of the commercial law (6 years) and tax law (10 years) retention obligation.
  5. You have the option at any time to revoke your consent to the processing of personal data in accordance with Article 6 Paragraph 1 Sentence 1 Letter a) GDPR. If you contact us by email, you can object to the storage of your personal data at any time.

Contact by telephone

  1. When you contact us by telephone, your telephone number is processed and temporarily stored or displayed in the RAM/cache of the telephone device/display in order to process the contact request and process it. The data is stored for liability and security reasons, to provide evidence of the call, and for economic reasons to enable a callback. In the case of unauthorized advertising calls, we block the phone numbers.
  2. The legal basis for processing the telephone number is Article 6 Paragraph 1 Sentence 1 Letter f) GDPR. If the contact is aimed at concluding a contract, the additional legal basis for the processing is Article 6 Paragraph 1 Letter b) GDPR.
  3. The device cache stores the calls for 30 days and gradually overwrites or deletes old data. When the device is disposed of, all data is deleted and the memory may be destroyed. Blocked telephone numbers are checked annually to determine whether blocking is necessary.
  4. You can prevent the phone number from being displayed by calling with a hidden phone number.

Newsletter

  1. You can subscribe to our newsletter with your voluntary consent by entering your email address. Only this is mandatory. Providing further data is voluntary and only serves the purpose of a personal approach. We use the so-called “double opt-in procedure” to register. After registering with your email, you will receive an email from us with a confirmation link to confirm your registration. If you click this confirmation link, your email will be included in the newsletter distribution list and stored for the purpose of sending emails. If you do not click on the confirmation link within 24 hours, your login details will be blocked and automatically deleted after 30 days.
  2. We also log the IP address you used when registering as well as the date and time of the double opt-in (registration and confirmation). The purpose of this storage is to fulfill legal requirements regarding proof of your registration and to prevent misuse of your email.
  3. As part of your declaration of consent, the contents (e.g. advertised products/services, offers, advertising and topics) of the newsletter are specifically described.
  4. We use the following shipping service provider to send emails: Mailchimp (The Rocket Science Group, LLC 675 Ponce de Leon Ave NE Suite 5000 Atlanta, GA 30308 USA), whose data protection declaration can be found here https://mailchimp.com/legal/privacy /. We have concluded an order processing agreement with the shipping service provider in accordance with Art. 28 GDPR.
  5. When we send the newsletter, we evaluate your user behavior. The newsletters contain so-called “web beacons” or “tracking pixels” that are called up when the newsletter is opened. For the evaluations, we link the web beacons with your email address and an individual ID. Links received in the newsletter also contain this ID. The data is only collected pseudonymously, so the IDs are not linked to your other personal data and direct personal reference is excluded. With this data we can determine whether and when you opened the newsletter and which links in the newsletter were clicked. This serves the purpose of optimizing and statistically evaluating our newsletter.
  6. We use the data obtained above to create a user profile in order to identify the reading habits and interests of our users and thus individualize the newsletter. If you have also taken further actions on our website, we will also link this data to adapt our newsletter content to your interests.
  7. The legal basis for sending the newsletter, measuring success and storing the email is your consent in accordance with Article 6 Paragraph 1 Sentence 1 Letter a) GDPR in conjunction with Section 7 Paragraph 2 No. 3 UWG and for logging your consent Art. 6 Paragraph 1 Sentence 1 Letter f) GDPR, as this serves our legitimate interest in legal proof.
  8. You can object to tracking at any time by clicking the unsubscribe link at the end of the newsletter. In this case, however, the newsletter reception would also be terminated. If you deactivate the display of images in your email software, tracking will also not be possible. However, this may have limitations with regard to the functions of the newsletter and the images included will then not be displayed.
  9. You can revoke your consent to receiving the newsletter at any time. You can revoke your consent by clicking on the unsubscribe link at the end of the newsletter, sending an email or sending a message to our contact details above. We store your data as long as you have subscribed to the newsletter. After you unsubscribe, your data will only be stored anonymously for statistical purposes.

Google Analytics

  1. We have integrated the website analysis tool “Google Analytics ” (service provider : Google Ireland Limited, registration number: 368047, Gordon House, Barrow Street, Dublin 4, Ireland) on our website.
  2. Data categories and description of data processing: User ID, IP address (anonymized). When you visit our website, Google places a cookie on your computer in order to be able to analyze your use of our website. We have activated the IP anonymization “anonymizeIP”, which means that the IP addresses are only processed in abbreviated form. On this website, your IP address will therefore be shortened beforehand by Google within member states of the European Union or in other contracting states to the Agreement on the European Economic Area. Only in exceptional cases will the full IP address be transmitted to a Google server in the USA and shortened there. On behalf of the operator of this website, Google will use this information to evaluate your use of the website, to compile reports on website activity and to provide other services related to website and internet usage to the person responsible. We have also activated cross-device analysis of website visitors, which is carried out via a so-called user ID. The IP address transmitted by your browser as part of Google Analytics is not merged with other Google data. Further information on data usage with Google Analytics can be found here: https://www.google.com/analytics/terms/de.html (Analytics Terms of Use), https://support.google.com/analytics/answer/6004245? hl=de (Notes on data protection for Analytics) and Google's data protection declaration https://policies.google.com/privacy.
  3. Purpose of processing: The use of Google Analytics serves the purpose of analyzing, optimizing and improving our website.
  4. Legal basis: If you have given your consent (“opt-in”) for the third party to process your personal data using “Google Analytics”, then Art. 6 Para. 1 Sentence 1 Letter a) GDPR is the legal basis. The legal basis is also our legitimate interest in data processing for the above purposes (the analysis, optimization and improvement of our website) in accordance with Article 6 Paragraph 1 Sentence 1 Letter f) GDPR. For services that are provided in connection with a contract, the tracking and analysis of user behavior is carried out in accordance with Article 6 Paragraph 1 Sentence 1 Letter b) GDPR in order to use the information obtained thereby to optimize services to fulfill the to be able to offer for contractual purposes.
  5. Storage period: The data sent by us and linked to cookies, user identifiers (e.g. user ID) or advertising IDs are automatically deleted after months. The deletion of data whose retention period has been reached occurs automatically once a month.
  6. Data transfer/recipient category: Google, Ireland and USA. The data obtained is transferred to the USA and stored there. If personal data is transferred to the USA, Google's certification in accordance with the Privacy Shield Agreement (https://www.privacyshield.gov/EU-US-Framework) guarantees that European data protection law is being complied with. We have also concluded an order processing agreement with Google in accordance with Art. 28 GDPR.
  7. Objection and removal options (“opt-out”):
  • You can generally prevent cookies from being stored on your hard drive by selecting “Do not accept cookies” in your browser settings. However, this can result in a functional restriction of our offers. You can also prevent Google from collecting the data generated by the cookie and relating to your use of the website and from processing this data by downloading and installing the browser plug-in available at the following link: http:/ /tools.google.com/dlpage/gaoptout?hl=de
  • As an alternative to the browser plugin above, you can prevent Google Analytics from collecting data by  clicking the link under this paragraph. By clicking, an “opt-out” cookie is set, which prevents the collection of your data when you visit this website in the future. This cookie only applies to our website and your current browser and only lasts until you delete your cookies. In this case you would have to set the cookie again.
  • You can deactivate cross-device user analysis in your Google account under “My data > personal data”.

Analytics opt-out

YouTube videos

  1. We have integrated YouTube videos from youtube.com on our website using the embedded function so that they can be accessed directly on our website. YouTube belongs to Google Ireland Limited, registration number: 368047, Gordon House, Barrow Street, Dublin 4, Ireland.
  2. Data category and description of data processing: Usage data (e.g. website accessed, content and access times). We have integrated the videos in the so-called “extended data protection mode” without using cookies to record usage behavior in order to personalize video playback. Instead, video recommendations are based on the currently playing video. Videos played in an embedded player in enhanced privacy mode do not affect which videos are recommended to you on YouTube. When you start a video (click on the video), you consent to YouTube tracking the information that you have accessed the corresponding subpage or video on our website and using this data for advertising purposes.
  3. Purpose of processing: Providing a user-friendly offer, optimizing and improving our content.
  4. Legal basis: If you have given your consent (“opt-in”) to the processing of your personal data by the third party using “etracker”, then Art. 6 Para. 1 Sentence 1 Letter a) GDPR is the legal basis. The legal basis is also our legitimate interest in data processing for the above purposes in accordance with Article 6 Paragraph 1 Sentence 1 Letter f) GDPR. For services that are provided in connection with a contract, the tracking and analysis of user behavior is carried out in accordance with Article 6 Paragraph 1 Sentence 1 Letter b) GDPR in order to use the information obtained thereby to optimize services to fulfill the to be able to offer for contractual purposes.
  5. Data transfer/recipient category: Third party providers in the USA. The data obtained is transferred to the USA and stored there. This also happens without a Google user account. If you are logged into your Google account, Google can assign the above data to your account. If you do not want this, you must log out of your Google account. Google creates user profiles from such data and uses this data for the purposes of advertising, market research or optimizing its websites. Google is certified according to the EU-US Privacy Shield (https://www.privacyshield.gov/EU-US-Framework) and is therefore obliged to comply with European data protection law.
  6. Storage period: Cookies for up to 2 years or until the cookies are deleted by you as the user.
  7. Objection: You have the right to object to the creation of user profiles by Google. Please contact Google directly via the data protection declaration mentioned below. You can opt out of advertising cookies here in your Google account: https://adssettings.google.com/authenticated.
  8. You can find further information about the use of Google cookies in YouTube's Terms of Use at https://www.youtube.com/t/terms and in Google's advertising privacy policy at https://policies.google.com/technologies/ads and their advertising technologies, storage period, anonymization, location data, functionality and your rights. General data protection declaration from Google: https://policies.google.com/privacy.

Social Media Presence

  1. We maintain profiles or fan pages on social media. When you use and access our profile in the respective network, the respective data protection information and terms of use of the respective network apply.
  2. Data categories and description of data processing: usage data, contact data, content data, inventory data. Furthermore, user data within social networks is usually processed for market research and advertising purposes. For example, usage profiles can be created based on usage behavior and the resulting interests of users. The usage profiles can in turn be used, for example, to place advertisements within and outside the networks that presumably correspond to the interests of the users. For these purposes, cookies are usually stored on the users' computers, in which the usage behavior and interests of the users are stored. Furthermore, data can also be stored in the usage profiles regardless of the devices used by the users (particularly if the users are members of the respective platforms and are logged in to them). For a detailed description of the respective forms of processing and the options for objection (opt-out), we refer to the data protection declarations and information provided by the operators of the respective networks. In the case of requests for information and the assertion of the rights of those affected, we would also like to point out that these can most effectively be asserted with the providers. Only the providers have access to user data and can take appropriate measures and provide information directly. If you still need help, you can contact us.
  3. Purpose of processing: communication with users connected and registered on social networks; Information and advertising for our products, offers and services; Representation and image cultivation; Evaluation and analysis of the users and content of our social media presence.
  4. Legal basis: The legal basis for the processing of personal data is our legitimate interest in the above purposes in accordance with Article 6 Paragraph 1 Sentence 1 Letter f) GDPR. If you have given us or the person responsible for the social network your consent to the processing of your personal data, the legal basis is Article 6 Paragraph 1 Sentence 1 Letter a) in conjunction with Article 7 GDPR.
  5. Data transmission/recipient category: Social network. As long as the US providers are certified under the Privacy Shield Agreement (https://www.privacyshield.gov/EU-US-Framework), it is ensured that European data protection law is complied with.
  6. The data protection information, information options and objection options (opt-out) of the respective networks/service providers can be found here:
  • Instagram - Service provider: Facebook Ireland Ltd., 4 Grand Canal Square, Grand Canal Harbour, Dublin 2, Ireland) - Data protection declaration/opt-out: https://help.instagram.com/519522125107875, objection: https://help. instagram.com/contact/186020218683230; Privacy Shield: https://www.privacyshield.gov/participant?id=a2zt0000000GnywAAC&status=Active; Agreement on joint processing of personal data on Instagram pages (Art. 26 GDPR): https://www.facebook.com/legal/terms/page_controller_addendum.
  • XING – Service provider:
  • LinkedIn – Service provider: LinkedIn Ireland Unlimited Company, Wilton Place, Dublin 2, Ireland) – Data protection declaration: https://www.linkedin.com/legal/privacy-policy, Cookie policy and opt-out: https://www. linkedin.com/legal/cookie-policy, Privacy Shield of the US company LinkedIn Inc.: https://www.privacyshield.gov/participant?id=a2zt0000000L0UZAA0&status=Active.

Social Media Plugins

  1. We use social media plug-ins from social networks on our website. We use the so-called “two-click solution” Shariff from c't or heise.de: https://www.heise.de/ct/artikel/Shariff-Social-Media-Buttons-mit-Datenschutz -2467514.html; Service provider: Heise Medien GmbH & Co. KG, Karl-Wiechert-Allee 10, 30625 Hannover, Germany; Data protection declaration: https://www.heise.de/Datenschutzerklaerung-der-Heise-Medien-GmbH-Co-KG-4860.html.
  2. Data category and description of data processing: usage data, content data, inventory data. When you access our website, “Shariff” does not transmit any personal data to the third-party social plug-in providers. Next to the logo or brand of the social network, you will find a control that allows you to activate the plug-in with a click. This activation represents your consent in the form that the respective social network provider receives the information that you have accessed our website and your personal data is transmitted to the plug-in provider and stored there. These are so-called third-party cookies. With some providers such as Facebook and XING, your IP is immediately anonymized after collection. The plug-in provider stores the data collected about the user as usage profiles. You can revoke your consent at any time by deactivating the controller.
  3. Purpose of data processing: Improvement and optimization of our website; Increasing our awareness through social networks; Ability to interact with you and users with each other via social networks; Advertising, analysis and/or needs-based design of the website.
  4. Legal basis: The legal basis for the processing of personal data is our legitimate interest in the above purposes in accordance with Article 6 Paragraph 1 Sentence 1 Letter f) GDPR. If you have given us or the person responsible for the social network your consent to the processing of your personal data, the legal basis is Article 6 Paragraph 1 Sentence 1 Letter a) in conjunction with Article 7 GDPR. For pre-contractual inquiries or when using your personal data to fulfill the contract, Art. 6 Paragraph 1 Sentence 1 Letter b) GDPR is the legal basis.
  5. Data transmission/recipient category: Social network; As long as the US providers are certified under the Privacy Shield Agreement (https://www.privacyshield.gov/EU-US-Framework), it is ensured that European data protection law is complied with.
  6. Social networks used and objection: With regard to the purpose and scope of data collection and processing, we refer to the respective data protection declarations of the social networks. You will also find information there about your rights and setting options to protect your personal data. You have the right to object to the creation of these user profiles; to exercise these rights, you can contact the respective plug-in provider directly.

XING

  1. We have integrated plug-ins from the social network XING (XING AG, Dammtorstraße 29-32, 20354 Hamburg, Germany) on our website as part of the so-called “two-click solution” from Shariff. You can recognize this by the share button with the white XING logo and the “X” symbol on a green background.
  2. If you intentionally activate the XING share button on our website, this will result in your browser establishing a connection to the XING server when you access the respective website. According to XING, no data about the call is stored from which XING could derive a direct personal reference. In particular, XING does not store your IP addresses and does not use cookies. When you click on the share button, you will be redirected to the XING homepage, where - if you are logged in - you can recommend our site, which serves the purpose of increasing our awareness and reach. With regard to these activities on the XING platform, the XING data protection declaration below applies.
  3. If you log out of XING before visiting our website and delete your cookies, no data about your visit to our website will be assigned to your profile on XING when you activate the plug-in.
  4. The purpose and scope of data collection as well as its further processing and use of the data by XING as well as your related rights and setting options to protect your privacy can be found in XING's data protection information on the share button at https://www.xing.com/app/ share%3Fop%3Ddata_protection and the general data protection declaration of XING at https://privacy.xing.com/de/datenschutzerklaerung.

Instagram

  1. We have integrated plug-ins from the social network Instagram (service provider: Facebook Ireland Ltd., 4 Grand Canal Square, Grand Canal Harbour, Dublin 2, Ireland) on our website as part of Shariff's so-called “two-click solution”. You can recognize this by the Instagram logo in the shape of a square camera.
  2. If you deliberately activate the plug-in, a connection will be established from your browser to Instagram's servers. Instagram receives the information, including your IP address, that you have visited our site and transfers the information to Instagram servers in the USA, where this information is stored. If you are logged into your Instagram account, Instagram can assign this information to your account and you can click on the Instagram button to share and save the content of our pages on your Instagram account and, if necessary, show it to your friends there. We have no knowledge of the exact content of the transmitted data, how it is used and how long it is stored by Instagram.
  3. If you log out of Instagram before visiting our website and delete your cookies, no data about your visit to our website will be assigned to your profile on Instagram when the plug-in is activated.
  4. You can find further information in Instagram's privacy policy/opt-out at/opt-out: https://help.instagram.com/519522125107875, objection: https://help.instagram.com/contact/186020218683230; Privacy Shield: https://www.privacyshield.gov/participant?id=a2zt0000000GnywAAC&status=Active; Agreement on joint processing of personal data on Instagram pages (Art. 26 GDPR): https://www.facebook.com/legal/terms/page_controller_addendum.

Rights of the data subject

  1. Objection or revocation against the processing of your data: If the processing is based on your consent in accordance with Article 6 Paragraph 1 Sentence 1 Letter a), Article 7 GDPR, you have the right to revoke your consent at any time. This does not affect the lawfulness of the processing carried out based on consent until its revocation. If we base the processing of your personal data on the balancing of interests in accordance with Article 6 Paragraph 1 Sentence 1 Letter f) GDPR, you can object to the processing. This is the case if the processing is not necessary to fulfill a contract with you, which is explained by us in the following description of the functions. If you exercise such an objection, we will ask you to explain the reasons why we should not process your personal data as we do. In the event of your justified objection, we will examine the situation and will either stop or adjust data processing or show you our compelling legitimate reasons on the basis of which we continue processing. You can object to the processing of your personal data for advertising and data analysis purposes at any time. You can exercise your right to object free of charge. You can inform us about your objection to advertising using the following contact details: Dirk Bengen (BENGEN – Strategic Financial and Succession Planning) Am Wall 137–139, 28195 Bremen, Germany Tel.: 0421 98 99 86 90 Fax: 0421 – 98 99 86 99 E-mail address: db @dirk-bengen.de
    1. Right to information You have the right to request confirmation from us as to whether personal data concerning you is being processed. If this is the case, you have the right to information about your personal data stored by us in accordance with Art. 15 GDPR. This includes, in particular, information about the processing purposes, the category of personal data, the categories of recipients to whom your data has been or will be disclosed, the planned storage period, the origin of your data, if it was not collected directly from you.
    1. Right to correction You have the right to correct incorrect data or to complete correct data in accordance with Art. 16 GDPR.
    1. Right to deletion You have the right to delete your data stored by us in accordance with Art. 17 GDPR, unless statutory or contractual retention periods or other legal obligations or rights to further storage conflict with this.
    1. Right to restriction You have the right to request a restriction in the processing of your personal data if one of the requirements in Article 18 Paragraph 1 Letters a) to d) GDPR is met:
    • If you dispute the accuracy of the personal data relating to you for a period enabling the controller to verify the accuracy of the personal data;
    • the processing is unlawful and you refuse the deletion of the personal data and instead request the restriction of the use of the personal data;
    • the controller no longer needs the personal data for the purposes of processing, but you need them to assert, exercise or defend legal claims, or
    • if you have lodged an objection to the processing in accordance with Article 21 Para. 1 GDPR and it is not yet clear whether the legitimate reasons of the person responsible outweigh your reasons.
    1. Right to data portability You have a right to data portability in accordance with Art. 20 GDPR, which means that you can receive the personal data we store about you in a structured, common and machine-readable format or can request that it be transmitted to another person responsible.
    1. Right to complain You have the right to complain to a supervisory authority. As a rule, you can contact the supervisory authority in particular in the Member State of your place of residence, your place of work or the place of the alleged violation.
Data security
In order to protect all personal data that is transmitted to us and to ensure that data protection regulations are complied with by us and our external service providers, we have taken appropriate technical and organizational security measures. That's why, among other things, all data between your browser and our server is transmitted encrypted via a secure SSL connection.

Data protection information

With this information we inform you about the processing of your personal data in the context of the initiation, conclusion and implementation of consulting contracts by BENGEN - Strategic Financial and Succession Planning as well as about the rights to which you are entitled under applicable data protection law.
  1. Person responsible for data processing
Dirk Bengen (BENGEN – Strategic Financial and Succession Planning) Am Wall 137–139, 28195 Bremen Tel.: 0421 98 99 86 90 Fax: 0421 98 99 86 99 E-Mail: db@dirk -bengen.de Represented by: Dirk Bengen
  1. Data Protection Officer
If you have any questions about the collection, processing or use of your personal data, we would be happy to hear from you. We strive to implement your suggestions. If you have any questions or suggestions regarding data protection, please contact us using the keyword “data protection” using the contact details above, as we are not required to appoint a data protection officer and have not appointed one due to the size of our company.
  1. Personal data and purpose of processing
Personal data within the meaning of data protection law is all data that relates to you personally. These are, for example, name, address or information about your profession. During the advice we provide, we rely on collecting and processing a large amount of personal data from you in order to be able to provide you with the best possible care. The personal data that we process for this purpose includes in particular:
  • Personal details, such as last name, first name, title, date of birth, address, email address, telephone and fax number and, if applicable, other contact details, marital status;
  • Identification data, such as ID details, powers of attorney, etc.;
  • Authentication data, such as B. Signature samples;
  • Order data, such as B. Payment orders;
  • Emails from you, emails to you, internal emails about you and any file attachments;
  • Information about your financial situation, such as: B. bank statements, origin, amount and distribution of assets, data from land registers, income and expenses, maintenance obligations, profession and employer, tax assessments, etc.;
  • Information that is necessary in and for the consultation process you are going through, such as: B. Information about human capital, risk-bearing capacity, return expectations, investment horizon, liquidity requirements, etc.;
  • Account information, such as B. Statuses of depots and accounts;
  • Documentation data, such as B. Conversation and consultation protocols.
We need the data mentioned above to carry out the contractual relationship, e.g. B. for the creation of a financial plan contract, for the creation of a succession plan contract, for the creation of an asset reporting contract, for correspondence during the contractual relationship with you and with third parties (see below), for invoicing, asset reporting, etc. All data provided may also be used due to legal requirements (e.g. Money Laundering Act, tax laws, etc.) for identity and age verification, fraud and money laundering prevention, the fulfillment of tax control and reporting obligations and for the assessment and management of our risks. The conclusion or implementation of the financial and succession planning contracts as well as the asset reporting contract are not possible without the processing of your personal data. We may also process your data for certain purposes based on the consent we obtain from you in individual cases (e.g. sending newsletters, reading access to depots and accounts). You can revoke such consent at any time. The revocation of consent only takes effect in the future and does not affect the lawfulness of the data processed up to the revocation.
  1. Legal basis
We process your personal data in compliance with the EU General Data Protection Regulation (GDPR), the Federal Data Protection Act (BDSG) and all other relevant laws. The legal basis for the collection of your personal data to carry out pre-contractual measures at your request or to fulfill the contract with you is Article 6 Paragraph 1 Sentence 1 Letter b) GDPR. We also process your personal data to fulfill legal obligations (e.g. due to the Money Laundering Act). The legal basis for this is Article 6 Paragraph 1 Sentence 1 Letter c) GDPR in conjunction with the respective legal regulations. If and to the extent that you have given us your consent, the legal basis for the consent is Article 6 Paragraph 1 Sentence 1 Letter a) GDPR. If we process your data in the future for purposes other than those mentioned above or on a legal basis other than those mentioned above, we will inform you in advance in accordance with the legal provisions. We also process your data to protect our legitimate interests or those of third parties (Art. 6 Para. 1 f) GDPR). This may be necessary in particular to ensure IT security and IT operations, to advertise our own products and for market and opinion surveys.
  1. Categories of recipients of personal data
a) Internal positions Recipients of personal data are, in particular, internal departments. b) External service providers or external bodies To fulfill our contractual and legal obligations, we use external service providers who, as so-called contract processors, process the data for us according to our instructions and are obliged to handle the data carefully. On the other hand, we use external bodies who are not bound by instructions but are responsible themselves (e.g. auditors, lawyers or other fee-based financial investment advisors). To the extent that there are more than just temporary business relationships with them, you can see the categories of external bodies we use in the following overview:

In order to fulfill legal notification obligations, your personal data may be transmitted to other recipients not named here. This particularly affects authorities (finance authorities, social security institutions, supervisory authorities, law enforcement authorities, etc.).

  1. Transfer of personal data to countries outside the European Economic Area

In principle, your data will only be passed on to third parties if you have given us your consent to do so or if this is permitted by law. This is e.g. This is the case, for example, if these are external service providers of ours who we have carefully selected and commissioned and who are bound to our instructions and are regularly checked (e.g. web hosting providers) or if this is to fulfill a legal obligation obligation to which we are subject.

If we transfer personal data to service providers outside the European Economic Area (EEA), the transfer will only take place if the third country has been confirmed by the EU Commission as having an adequate level of data protection or other appropriate data protection guarantees (e.g. binding internal company data protection regulations or EU standard contractual clauses). available.

  1. Duration of storage
    a) Your personal data will be deleted or blocked as soon as this is no longer necessary for processing to comply with legal obligations and the purpose of storage no longer applies.

    b) Please note that even after termination of a contract, there may be a need to store personal data in order to comply with contractual or legal obligations, e.g. b

    i) to fulfill commercial or tax retention obligations (e.g. according to the Commercial Code and the Tax Code) with retention periods of up to ten years, calculated from the end of the calendar year, or

    ii) to assert or exercise claims or rights or to defend against rights or claims that are within the scope of the statutory provisions on limitation, which can be up to 30 years from the start of the respective statutory limitation period.

  2. Your rights

You have the following legal rights towards us with regard to personal data relating to you:

  1. a) Right to information (Article 15 GDPR): You have the right to request confirmation as to whether we process personal data that concerns you. If this is the case, you have the right to access this personal data as well as further information, e.g. B. the processing purposes, the recipients and the planned duration of storage or the criteria for determining the duration.

    b) Right to correction and completion (Art. 16 GDPR): You have the right to immediately request the correction of incorrect data. Taking into account the purposes of the processing, you have the right to request the completion of incomplete data.

    c) Right to deletion (“right to be forgotten”) (Article 17 GDPR): You have the right to deletion unless processing is necessary. This is the case, for example, if your data is no longer necessary for the original purposes, you have revoked your data protection declaration of consent or the data was processed unlawfully.

    d) Right to restriction of processing (Article 18 GDPR): You have the right to restriction of processing, e.g. B. if you believe that the personal data is incorrect.

    e) Right to data portability (Art. 20 GDPR): You have the right to receive the personal data concerning you in a structured, common and machine-readable format.

    f) Right to revoke your data protection consent (Art. 7 Para. 3 GDPR): You can revoke your consent to the processing of your personal data at any time with effect for the future. However, this does not affect the lawfulness of the processing carried out until the revocation.

9. Right to object

In the case of processing personal data to carry out tasks in the public interest (Art. 6 Para. 1 S. 1 lit. e GDPR) or to pursue legitimate interests (Art. 6 Para. 1 S. 1 lit. f GDPR), You can object to the processing of your personal data at any time with future effect. In the event of an objection, we must refrain from any further processing of your data for the aforementioned purposes, unless

  1. a) there are compelling, legitimate reasons for processing that outweigh your interests, rights and freedoms, or
  2. b) processing is necessary to assert, exercise or defend legal claims.

10.Right to complain to the supervisory authority

If you are of the opinion that the data processing is not in accordance with data protection regulations, you have the option of contacting our data protection officer named under section 2 with a complaint. You can also lodge a complaint with a responsible data protection supervisory authority at any time. The data protection supervisory authority responsible for us is:

The State Commissioner for Data Protection and Freedom of Information
, Dr. Imke Sommer
Arndtstraße 1
27570 Bremerhaven

  1. Source of personal data

The personal data processed is collected either directly from the data subject or from third parties (e.g. a credit reference agency) and may also come from publicly available sources, such as: B. the telephone book, the press, the Internet.

  1. Obligation to provide personal data

The provision of personal data is necessary for the conclusion and implementation of the consulting contract; Both are not possible without processing your personal data. In addition, according to anti-money laundering regulations, we are obliged to identify you using your identification document before establishing the business relationship and to collect and store your name, place of birth, date of birth, nationality, address and identification data, so you must provide us with the necessary information and documents for this purpose and immediately report any changes that arise in the course of the business relationship. If you refuse to provide it, we may not begin or continue the business relationship with you.

  1. No automated decision making

You will not be subject to a decision based exclusively on automated processing of your data, including profiling (Art. 13 Para. 2 lit. f GDPR, Art. 22 Para. 1 to 4 GDPR, Art. 4 No. 4 GDPR in conjunction with Section 37 BDSG). that would have legal effect on you or similarly significantly affect you.

  1. Further information and service

For further information, requests for information or objections to data processing, please contact the address given under 1. In addition, we refer to the full text of the GDPR and the BDSG.

Contact

If you have any questions, write us a message or just give us a call. BENGEN – Strategic financial and succession planning Am Wall 137–139, 28195 Bremen Tel: 0421 98 99 86 90 Fax: 049 421 98 99 86 99 Email: db@dirk-bengen.de

About me

More than 25 years of experience in advising entrepreneurial families, private individuals and foundations - Certificate holder of the globally recognized highest educational standards CFP®️ and CFEP®️

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